The pandemic has transformed consumption patterns, many of these changes are here to stay. One of the most notable is how households now allot bigger cart spaces for the essentials while cutting shopping frequency to the minimum. And, with consumers having a higher propensity to do thorough research before proceeding with purchasing, especially big-ticket items, appliance retailers could heed the …
As you enter a new chapter of your life, particularly college life, you will start to realize many things about adults that you haven’t thought about as a kid, including how they manage to budget money for the week. When you live far from your family, you will learn to budget your monthly allowance- save money for the week or …
At the onset of the COVID-19 crisis, many businesses from various industries closed to curb the spread of the novel coronavirus. Some enterprises have managed to survive a year after, while a few others have shut for good. Yet surprisingly, new businesses have emerged out during the pandemic. In fact, new business applications in the US have spiked despite the pandemic. It appears …
One of the less pleasant parts of homeownership is dealing with foul odors around your home. Although it’s often nothing a little air freshener or scented candles could handle, some rooms just have stubborn smells. One of these rooms is the basement. Understandably so, the basement is the least ventilated space in the home. Any odor, both good and bad, …
Most people want to retire early. However, financial necessity requires some to work even after they turn 65. And now that there’s a global crisis, the conventional worker is affected. As thousands of businesses closed, millions lost their jobs, including working seniors. As a result, many had to retire earlier than they expected or wanted to. According to the Retirement …
It’s essential to save money for one specific reason: financial freedom. Saving money is an important financial habit everyone must adopt. However, some people don’t understand the importance of saving. They don’t see how beneficial it can be. So in this article, we will tackle the top reasons why saving money is vital. Before anything else, you need to save …
Many people will say that budgeting is a tedious task, but it doesn’t have to be. In fact, the right way of looking at budgeting can make it an enjoyable process. Budgeting your money is one of the most important things you can do for yourself. Not only does it help you save up for emergencies such as car repairs or medical …
You may not know it, but you’re saving up for something. You have been from the moment you were born. You’ve been trying to save up money to do things that are important or special to you in your life. That can be a family vacation, buying a house, taking time off work after having kids, or just going on a …
There’s no denying the impact of the COVID-19 pandemic on almost all people. Not only has it posed a threat to physical health, but it has also compromised the mental health and overall well-being of people. According to the World Health Organization (WHO), older people aged 60 years are vulnerable to the threat of the COVID-19 infection. That is not to mention …
Many would agree that financial matters and debts are only an adult’s problem. Adults are bombarded with ballooning credit card debts and student loans. According to reports, an average American owes almost $93,000 in debts. It’s somehow scary to think, given that you’re supposed to maintain good credit scores. But just like any other problem, huge debts are preventable. Good finance …