Old people gathered together

Optimizing Retirement Plans to Meet Personal Lifestyle Goals

Retirement plans need to meet the lifestyle needs of retirees for the rest of their lives, whether they aim for early retirement or wish for a specific lifestyle after retiring. Optimizing portfolios to maximize gains is crucial to achieving a sustainably large post-retirement fund to support one’s goals. Retirement planning is a multifaceted discipline that involves not only saving money …

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Holding dollar bills

Money Matters: What To Do After Receiving A Large Sum of Money

If you’re reading this, you’re lucky enough to receive a huge amount of cash. Whether it’s from an insurance claim, a court settlement, a huge work bonus or incentive, an inheritance from a well-off relative, or even the lottery, there’s no question that receiving a large amount of cash can be overwhelming as well as tempting to spend away. But …

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Steps to Making Your Product Packaging Stand Out

Everyone knows the old saying, ‘Don’t judge a book by its cover’. It is wise to adhere to its message, but there are times when even the wisest sayings could be inaccurate. One particular scenario is when you are trying to sell a product. Despite how beautiful, interesting or innovative your product is, if you are going to put it inside …

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Man signing with a pen

Pen Manufacturing 101: A Simplified Guide On How Pens Are Produced

Have you ever wondered how pens are manufactured? In the United States, around 2 billion pens are produced every year, with the ballpoint pen being the most commonly used type there is. From its name, a ballpoint pen has a metal ball at its tip that rotates freely and leaves ink, allowing you to write or draw. Pen manufacturers produce millions of …

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Executive Image: How to Make Your Small Business Look More Professional

Starting a small business needs more than just setting up shop and expecting customers to come pouring in. It’s also about image and how you market yourself to your customers. Although you are providing professional work, your business may not look the part. Problems, such as a non-working phone, an unresponsive email, and not having an online presence, can put …

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Rebranding: Driving Your Brand Makeover Towards Success

Everyone in New Zealand knows Telecom. Launched in 1987, the company has been providing telephone, cellular network and broadband Internet services across the country. In 2014, Telecom announced that it would be dropping its established name in favour of Spark. Backed by a $20 million budget, the change affected not only the brand name but also its subsidiaries, brand design, …

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Woman choosing what to buy in the vending machine

Using Industrial Vending Machines to Dispense PPE in High-Risk Worksites

Industrial vending machines have become common sights in various workplaces in different industries. From warehouses to factories, these automated dispensers have been adopted for their ability to optimise operations. Specifically, the machines have the ability to efficiently dispense tools and equipment, mitigating common problems that result from human error. Recently, they have been considered as a way to enhance employee safety. …

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Approved mortgage loan application with stamp and house key

Mortgage: Myths to Disregard

The mortgage process can be mystifying, especially for people who have never done it before. Buying a home is a significant decision and a huge investment that should be based on facts rather than misconceptions. Unfortunately, some of these myths have discouraged people from applying for home loans. You might have heard or read things that are not true about …

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Portrait of cafe owner wearing a hat and apron standing at the counter and looking away.

For Restaurant Success: Keeping Commercial Kitchens Clean

For a restaurant business to succeed, it needs to have delicious food, loyal customers and a clean environment. Aside from serving mouth-watering meals to guests, restaurants need to make sure that every square inch of the establishment is clean. Owners and managers must inspect the place thoroughly to ensure that the restaurant meets stringent sanitation and hygiene standards. Kitchens can …

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person holding a smartphone and credit card

Watch Out! Summertime is Scammer Time

The tax filing season may be over, but tax scammers are still hard at work. In fact, the Internal Revenue Service (IRS) has to issue a warning every year regarding the rampant tax scams that happen during the summer. Summertime tax scams are like dark clouds that cover the typically blue skies of the season. The summer is when most …

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