Couple managing their finances

Getting Over Debt Phobia

Fear of accumulating debt is understandable. Many of us have it, especially those who have experienced first-hand how devastating and stressful paying a debt back can be. I’m not a stranger to debt myself. I put myself through the wringer working part-time in addition to holding down a full-time job when I was fresh out of college. I had student …

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personal investment

Investment Facts I Wish I Knew When I Was Younger

As a child, I had a vague notion that to be wealthy, I should become an investor. I’d hear this word, along with others like stocks, bonds, and funds, in television, movies, and overheard conversations between adults. I knew early on that investments are important for financial security. What I didn’t know was when, where, and how to start. Among …

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Saving Money

Saving in Modern Time: Ways to Enjoy a Modern Lifestyle While Staying Frugal

Every year, we promise to become smarter spenders and better savers for the months to come. Most of us do a good job in budgeting and holding back on leisure expenses in January, with many of us telling ourselves “I want to save money!” and holding off on major purchases for the month. After that initial burst of optimism, however, …

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