For years, early retirement has been a dream among every American. But for Millennials, the mere thought seems too out of reach. NBC News says that at least 43% of the said generation expects to retire before reaching 65. However, because of the increasing rents and the student loan debt, most Millennials might not retire until they reach 75. Although …
Read moreHelpful Pointers for Millennials Preparing for Early Retirement
Buying a new car is an exciting phase, but it can be stressful and confusing. With so many choices, it can be overwhelming. Financing issues aside, you have to buy a car that you will be happy with for the next five years. Buying a car is a tough decision. Much thought must be given to it so that you …
Read moreCan’t Decide Between A Sedan And An SUV? Here Are Some Considerations
As the world faces times of uncertainty, ordinary people also worry about their future. Some people are caught unaware of sudden changes in their careers, and others lost their jobs. You must recognize your life’s different financial stages and be able to prepare for them. Yes, including things as morbid as deceased management plans during the pandemic. You can never tell …
Read moreThe Financial Stages in Life and How to Plan for Them
Monday is probably the most unpopular day of the week. It is associated with the return to work, the end of a vacation, work announcements, long queues in payment centers and the bank, and a lot of stress-triggering activities. Even with a work from home arrangement, Monday has not improved much. But as the starting day of the workweek, it …
Read moreHow to Have a Relaxed Monday (or Your First Working Day of the Week)
Starting a business from scratch can be daunting. Coming up with a great business concept is only the first step. You also have to study your target market to know how to provide a solution to their aches and pains, hire the right people to work with and for you, establish a system of operations to sell your product or service, and …
Among the many lessons a parent can teach a child, perhaps self-discipline is the most important. It’s crucial to teach a child self-restraint and responsibility, especially during the school-age years. But parents don’t always know the proper strategies to employ to harness their child’s self-discipline. Luckily, we rounded up three useful parenting tricks for you. Imposing Rules the Right Way …
Read moreGuiding Children into Mastering the Art of Self-Discipline
We’ve probably had that one idea of setting up our own flower shop, baking our own pastries, doing some event planning, or writing captivating articles for a magazine once we have some free time in our hands. But most of the time, we’re still a bit iffy when it comes to making money through our hobbies. Most of the time, …
Student life is great. You go to college, meet new people, make friends, get a good education, and graduate with high hopes for the future. One moment you are partying and hanging out with your friends; the next, you find yourself overwhelmed with taxes and bills. Suddenly, the world weighs down on you, everything begins to feel more expensive, and …
Read more‘Adulting’ Doesn’t Have to Wear You and Your Wallet Down
Small brands need to step up their game, especially when it comes to gaining a competitive advantage in the market. Without proper recognition, startup brands and small companies will not survive. If you believe that your business has strong competitors, you need to boost your strategies. It’s not enough to improve your products and offer high-quality services to customers. The …
Read moreThe Essence of Implementing Flexible Branding Strategies
Traditional financial advice includes saving for an emergency fund, paying down your debt, and living within your means. Also, many experts suggest keeping your credit score as high as possible. Keeping a high credit score is good for your financial health. It helps you save money in the long run. More importantly, it makes your life easier. Most people understand …