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Is The FHA Streamline Refinance Program The Best Option for Me?

Just thinking about the paperwork, back and forth calls with your lender, and the fees involved is enough to make you think twice about refinancing. But if you have a home loan that’s guaranteed by the FHA or Federal Housing Administration, you might be in luck since you could avoid all the stress that comes with a regular refinance if …

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Man cutting a ribbon for his new venture

Age Doesn’t Matter: 3 Reasons You’re Not Too Old to Start a Business

There’s a pervasive belief that people have lesser chances of winning in business if they do it at a much older age. Perhaps it’s because there’s a rise of younger entrepreneurs recently or the mere idea of being old or being behind one’s time. But the truth is there’s no “magic age” when it comes to starting a business. More …

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Stressed businesspeople in the office

Myths You Might Not Know About Bankruptcy

One of the frightening words for an individual or a business owner is “bankruptcy.” It carries such a negative connotation: shame, failure, and a lack of money to pay off one’s debts. Some of the bad ideas, though, can come from misleading, wrong, or incomplete information about it. Here are some myths about bankruptcy that need to end right away: …

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graphite

Factors Influencing Graphite Demand and Price Trends for the New Industry Leader

Natural graphite is a necessity for steel companies and manufacturers of hand-held digital devices alike. Traders source both low-purity and high-quality minerals from different parts of the world and try to fulfill the high demand on time. Volatility determines the price trend for graphite for the past decade due to a combination of spot market deals and economic crises worldwide. …

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Fair credit report

Ways to Recklessly Drive Your Credit Score Down

It should go without saying that a high credit score is an attractive quality to have when visiting mortgage companies such as City Creek Mortgage. However, many people do not put enough effort to handle their finances well and in turn negatively affect their credit inadvertently. To keep your credit score as high as possible before visiting your lender’s office, …

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Three Fears to Overcome to Be a Full-Fledged Entrepreneur

Most people delay pursuing business ideas or opportunities not because they’re not ready yet but because they’re not brave yet. Starting a business is a big leap of faith affecting every aspect of life, from career and financial security to relationships and personal lifestyle. It would indeed bring out your worst fears. But the thing about fear is it never …

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cheerful employees

Increase Employee Engagement in Three Smart Moves

Companies often fail to realize the value of keeping their workers engaged as they go about their duties. Disengaged workers usually put their companies at a significant disadvantage, which can dull their edge on the market. Employers dream of filling their ranks with loyal employees who are dedicated to helping the company achieve its goals. They dream of having a …

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Break the Ceiling: Top 3 Challenges Women Entrepreneurs Have to Overcome

Surely, women have gone a long way in the business sector. Lady bosses are filling up boardrooms, making executive decisions for an entire company, and thriving in many different industries. Still, there’s a lot of work to do, given that there are several unique challenges women entrepreneurs face. The following are some of the roadblocks that keep women from embracing …

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