Too Good to Be True: The Pitfalls of Rent to Own Homes
Renting a home is cheaper than buying one — this is a mentality that persists among many American adults. It is true: the average rental price in all 50 states in America is at around $500-1,500, while the average monthly housing payment plus mortgage ranges at $1,500-2,500. Homeownership offers financial security, however, making it more attractive than renting for the rest of your life. Having your name on your home’s deed and title offers security and peace of mind. These drive people to work hard and save for a downpayment on their dream home. Unfortunately, despite their efforts, there are some who still don’t qualify for a mortgage or housing loan. If you are in the same shoes, I daresay
College Degree: Is It Truly Necessary for Success?
As a woman not born into privilege, I realized early on that I would have to work harder than some to achieve my goals. My
Banking Is a Service: Is Your Bank Up to Scratch?
Your choice of bank is crucial for your personal finance management and savings growth. When choosing a bank, consider the interest rate for savings accounts,
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Aim High: Careers that Promise High Salaries
Everyone wants to become wealthy, or at least have the luxury of not having to worry about paying rent on time, sending the children to a good school, and having enough funds for retirement. Everyone needs to understand, though — teenagers, most especially — that nothing “just happens,” unless you win the lottery for 10 million dollars or some other
Airbnb: A Tenancy Concept Worth Exploring
Would you consider letting a virtual stranger into your home, sharing your personal space for a given time? Are you willing to give visitors free reign over your property, appliances, furniture, and other household amenities? If your answer to either is yes, then you’re cut out to be a home-sharing renter or a landlord. The question now is how to
Getting Over Debt Phobia
Fear of accumulating debt is understandable. Many of us have it, especially those who have experienced first-hand how devastating and stressful paying a debt back can be. I’m not a stranger to debt myself. I put myself through the wringer working part-time in addition to holding down a full-time job when I was fresh out of college. I had student
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Too Good to Be True: The Pitfalls of Rent to Own Homes
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College Degree: Is It Truly Necessary for Success?
As a woman not born into privilege, I realized early on that I would have to work harder than some to achieve my goals. My parents drummed in me the importance of education, and that I had to study hard and get a college degree to land a high-paying job. I didn’t doubt their advice, and I am thankful for
