Home For Sale

Buying a Home: Why the Process Can Be Like Falling in Love

While home buying and falling in love are entirely two different things, they share some similarities in terms what people experience when pursuing passion or homeownership. This is especially true in the searching process. Gleaning from real estate agents and mortgage companies in Portland, here is why the process can be the same: It Takes Effort Although many believe that …

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Mortgage loan agreement application with house shaped keyring

The Road to Homeownership Starts with Finding the Right Mortgage Lender

You want to buy a home, but you may think that you need financing for your mortgage. A lending company such as PRMI Ukiah can provide you with a mortgage and other benefits if they decide to approve your application. But they will not accept anyone’s application without looking at several things. For many prospective homebuyers, these are the first …

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Graphite

Anode Production: Components and Rising Costs

Countries leading in aluminum production have lowered production for various raw materials. This has created market deficits and pushed up the price of anodes across the world. Many aluminum producers are encouraged to find alternatives to primary aluminum to keep costs of production at a relatively low level. Anode Production Components Prebaked carbon anodes are anodes designed for aluminum smelting. …

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Water Tank

Types of Resins Used in Rotational Molding

The success in the manufacture of rotationally moulded water tanks primarily depends on the material used. The material should flow adequately to fill all cavities during the moulding process. It should also be thermally stable to handle the oven temperatures at which it is melted. These characteristics or properties help ensure a durable and polished finished product. Resins play an …

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Rent to Own home

Too Good to Be True: The Pitfalls of Rent to Own Homes

Renting a home is cheaper than buying one — this is a mentality that persists among many American adults. It is true: the average rental price in all 50 states in America is at around $500-1,500, while the average monthly housing payment plus mortgage ranges at $1,500-2,500. Homeownership offers financial security, however, making it more attractive than renting for the …

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Cluttered garage

A Clutter-Free Life is the Key to Frugal Living

We’ve been talking about ways to keep home and personal expenses straightforward through a myriad of cost-cutting strategies and smart money management. I now want to offer advice that’s not exactly related to money, but can nevertheless have an impact on a person’s finances: Keep your home free of clutter. Just as a cluttered mind makes it difficult to focus …

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Banking Is a Service: Is Your Bank Up to Scratch?

Your choice of bank is crucial for your personal finance management and savings growth. When choosing a bank, consider the interest rate for savings accounts, customer assistance services, additional fees, and the availability of online and mobile apps. Let’s take a closer look at these criteria. Interest on Savings Accounts Don’t be swayed by the glossy advertising of most major …

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Couple reviewing their finances

Reordering: An Insidious Bank Practice You Should Watch Out For

Banks, for the most part, accommodate customers’ personal banking needs and provide perks that encourage saving. On the other hand, they have questionable practices that endanger people’s finances. Reordering is an example of this practice. When people come up to me for bank recommendations, I don’t give a definite answer. Instead, I advise them to choose a bank based on …

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